💰🛟🏛 Worried about running out of money in retirement? Fear not—the financial world hands you the “4% rule,” the sacred maths that says if you only withdraw a sliver of your pension each year, you’ll be fine. Sensible, safe, snooze-worthy. OR… you could skip the calculators entirely, spend a single day at Number 10, tank the economy, and walk away with a lifetime pension so plush you’ll never have to look at another ISA again. 🏦🍷

🪙 The Two Retirement Paths

  • The Boring Way: Drip 4% out of your pot each year, balance equities and bonds, pretend you understand annuities, and hope you die after your money does. 🎲
  • The Westminster Way: Get elected (or not, nobody checks too hard), park yourself in Downing Street for a quick photo-op, push a policy so disastrous it makes lettuce look like a statesman, and retire with perks, pay-outs, and speaking gigs for life. 🥬🎤

The rest of us juggle pensions, tax wrappers, and grimly watch inflation nibble away at savings. Former PMs, meanwhile, can blow up the economy and still make a killing on the after-dinner circuit. Who knew financial security was less about compound interest and more about catastrophic governance?

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Challenges

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Which path would you trust—steady 4% withdrawals, or one glorious day as prime minister followed by a cushy lifetime pension? 🤔

👇 Hit the comments, like, and share. What’s your plan: financial prudence or political chaos?

The most cutting takes will be featured in the next issue of the magazine. 📝🔥

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Ian McEwan

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