Forget the influencer grind, forget the Silicon Valley scamathons, and definitely forget waiting for some government scheme to swoop in and fix your life. This is the blueprint for young people who want to own themselves, not just a ring light and some sponsored protein powder. Here’s how you dodge the debt traps, corporate hamster wheels, and political charades — and actually stay free.

🔧 DIY or Die Trying: Why the System Hates Independent People 💥

Let’s be brutally honest: the modern system doesn’t want you independent. It wants you compliant, subscription-based, and permanently exhausted. You know — the kind of citizen who claps for a three-percent raise while their landlord triples the rent.

But there’s a way out — and it’s not buried in crypto or manifesting abundance with a Himalayan salt lamp. It’s simple:

Learn something useful. Plumbing, mechanics, electrics — the kind of stuff that can’t be outsourced to an app or replaced by an AI that still can’t open a jam jar. These trades are the last bastions of actual freedom. You’ve got a skill, people need it, you get paid. No LinkedIn humblebrags required.

Work for yourself. No middle manager named Darren deciding if you can take a lunch break. You pick your clients. You set your prices. You don’t have to “circle back” or “sync up” — you just do the job and cash the check. Radical, right?

Master the tax game. Education. Know the rules better than the bureaucrats. That way, you stop being a confused donor to a system that rewards billionaire landlords and punishes people who actually build things.

And here’s the kicker: don’t pay tax until you can afford to legally avoid it. Yes, really. If the elite are writing the rules in pencil, you’d better learn where the erasers are. Use every allowance, every threshold, every legal loophole they use — not because it’s dodgy, but because you’d be daft not to. Let your hard-earned cash build your future — not someone else’s second yacht.

Save. Hoard. Stash. Not in crypto. In skills. In cash. In backup plans. Because no one’s coming to save you when the next algorithm reshuffles the economy or Parliament decides working people can “tighten their belts” while Lords swim in caviar.

Vote smart. Spend smarter. If you’re out here supporting chains that crush local trades or voting for people who think “fairness” means “let the markets sort it out,” congrats — you’re bankrolling your own cage. But if you band together with other sharp, self-reliant people? That’s not just resistance. That’s power.

So yeah, build. Learn. Hustle ethically. Save like the world’s ending — because it just might — and above all, don’t get owned. Not by jobs, not by debt, not by false promises of security. Freedom isn’t given. It’s built. 🧱🔥

Now about banks… 🏦

Once upon a time, banks were just boring buildings with bad coffee and even worse interest rates. Now? They’re open books — your books — to every government department that fancies a peek. Get a fine? Money gone. Owe someone? They dip right in. No warrant, no warning — just yoink, and your “secure” savings become a public piggy bank.

Newsflash: Banks aren’t safe — they’re leaky buckets with logos.

Keep your cash where you control it. If you must use a bank, treat it like a public restroom: get in, do what you have to, and leave nothing behind.

Set up a separate account for subscriptions, and only ever top it up with just enough to cover what’s due. That way, if some sneaky free trial turns into a vampire leeching £12.99 a month for the rest of eternity, you can shut it down with a click — not a customer service hostage negotiation.

Because here’s the truth: subscriptions are the new shackles. From streaming services you don’t watch, to apps that charge you just to exist better, the subscription economy is a trap disguised as convenience. And the more passive your payments, the faster your freedom vanishes. 🧛‍♂️💳

⚠️ Challenges ⚠️

Why is independence now seen as “anti-social”? Why are young people pushed toward debt, degrees, and digital dependence instead of skills that actually matter? Comment below and blow the lid off the myth that the only path to success is through university debt and soul-sucking jobs. 💣🧠

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Ian McEwan

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