Chameleon Magazine

I am afraid to sadly say I may now have to give up my blog as it looks like I am going to be a millionaire. 🌴🍹

By this time next weekend I’ll be sipping piña coladas in the Bahamas. Why? Because today I received a letter that changes everything. I’ve already started packing the bag with my best shorts, and I’ve just told the boss exactly where he can stick his job.

And all this thanks to a generous Japanese banker who somehow tracked me down. Below is the letter that sealed my fate…

The Golden Ticket

Hello Chameleon ,

I humbly crave your indulgence to read this letter until the end as this however might not be the best approach of building a trusting relationship, but you will realize as we progress the need for my strong and urgent desire to reach out to you. I have made several attempt reaching out to you without success. My names are Mr. Fumito Yoshioka working with Kansai Mirai Bank Ltd Japan. I asked a friend coming to Europe to send you this letter, I got your contact information from the United Kingdom public records while searching for a last name similar to my late client. I am writing to you in regards to my deceased client, Engr. Simon Mcewan who has the same last name with you, an Oil Tycoon who lived in Hong Kong for Twenty One years, he died along with his immediate family at the start of Russia invasion of Ukraine..

Before his demise, he deposited the sum of US$45,980,369.00 (Forty Five Million, Nine Hundred and Eighty Thou-sand, Three Hundred and Sixty Nine United States Dollars) placed under our Bank Management. The institution being aware of his death have mandated me to present a member of his family (heir/inheritor) or Next of kin to make claims of his funds with our bank. Otherwise, it will be forfeited, seized or confiscated by the authorities and reverts to the Treasury of the Japanese Ministry as unclaimed. It is so, because, following the Japan law, such fortune is automatically bequeathed to the government if there is no heir or Next of kin to the deceased that would surface to claim the estate within the specified time. However, this law is unjust and inhuman as it often creates an avenue for the top officials of some financial institutions to divert such fortunes for their selfish use. On that ground, I decided to search for any of my late client’s relative which has proved abortive as he did not declare officially any Next of kin or beneficiary.

I am contacting because you share the same last name with my late client; I know you might not be related but after much efforts to locate direct relatives to the deceased client. And more so, a (3) three months final notice from the Bank to present a beneficiary to the fund, and failure to meet up with this deadline means the fund annulled to the Bureau as unclaimed fund and that I forbid happening. Against this backdrop, I decided to contact you to join me to put claims on this deposit before it’s forfeited to the authorities.

My suggestion is to present you Mr lan Mcewan as the Next of Kin and beneficiary to the estate, as both foreign na-tionals and you share same last name. By my position as the Director of Credit & Marketing, I will now place your name as the Next of kin/Beneficiary to my late client, and I will prepare the relevant legal documentations that will assist to facilitate the release of the fund to you without any breach of the law.

Note, I have worked out all modalities to complete the transaction without mincing words, I assure you that the operation is 100% legal and risk-free if and only if you adhere strictly to my instructions. As soon as the estate is released to you we shall share in the ratio of 50% for me which will go towards helping refugees from Ukraine war through various NGOs around Europe, 45% for you while remaining 5% will be set aside for any expenses incurred during the cause of securing this deposit.

If my proposal is acceptable to you, kindly reply via my private email address: info@fumito.org

Yours Sincerely,

29/08/2025

Mr. Fumito Yoshioka

Director & Executive Officer

Reality Check

Now, before you start sending me farewell messages and requesting a postcard from my Bahamian villa — let’s get serious.

This letter is a scam. A textbook example of what’s called a “next-of-kin” or “inheritance” scam. They dangle a fortune, tie it to a tragic backstory, throw in some fake legal urgency, and then reel you in. Once you reply, the requests for “fees,” “tax clearance certificates,” and “processing charges” begin — until your pockets are lighter and that Bahamas trip looks more like a bus ride to Tesco.

Red flags to notice:

• A stranger finds you through “public records” because you share a surname.
• A dead millionaire with no heirs who conveniently matches your name.
• A 50/45/5% “sharing ratio” — too precise to be credible.
• An official banker using a private email address.
• Over-the-top assurances that it’s “100% legal and risk-free.”

So no, I won’t be packing my shorts, and I’m definitely not giving up the blog. Instead, I’m sharing this so that if one of these lands in your inbox, you’ll know what to do: delete, report, and definitely don’t send them your PayPal details.

Because the only thing you’ll inherit from scams like this is a headache.